Personal Insurance Products You Need in the Summer
Posted: June 9, 2020
Summer means there is more daylight hours for activity for you and your family. With the kids home from school and vacations planned, it is important to understand the various risks involved. With increased car travel in the summer, injuries from auto accidents almost triple, according to the National Safety Council. Let us look at some of the top causes of accidents during the spring...
Is Your Personal Insurance Impacted by COVID-19?
Posted: May 2, 2020
We hope you are safe and healthy. We are living in different times and having the right kind of insurance is more important than ever. As our country continues to manage through the COVID-19 crises, we thought it might be useful to take some time to remind you of the importance of your personal insurance during this time. The coronavirus pandemic won’t affect your auto...
Are Electric Scooters Covered Under My Insurance Policy?
Posted: March 21, 2020
Scooters are popping up all over cities across the country. They have been popular in Europe for years. We are at the beginning of this new form of personal transportation, which creates a few questions regarding risk, liability, and insurance coverage. Scooter usage Facts (Forbes) 4 % of rider wear helmets 80% of accidents are results of falling Head trauma is the most common type...
A New Year… Let’s Get Your Insurance Right
Posted: January 9, 2020
A New Year… Let’s Get Your Insurance Right As we move into a new year, I hope that every insurance agent and insurance buyer thinks about how they view their relationships. Let us get away from the clever insurance advertisement’s attempts to bring our products and services down to the lowest common denominator, price, and commodity. Insurance products and services are used to build our...
What Does Builder's Risk Insurance Cover?
Posted: December 18, 2019
Builder's Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding), materials, and equipment being used (whether it's currently on-site or off-site). The majority of policies are written on an all-perils basis, which means that reimbursements are available...