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Tag: Risk Management

  How To Add Value To Your Next Business Insurance Renewal Your business insurance is an important part of your overall risk management program. It is essential to have the best possible insurance coverage, competitive pricing, and the right insurer. We have found a number of factors that are important when renewing your business insurance program. Your business insurance program should generally include commercial property,...

Agritourism Risk & Reward

Agritourism Risk & Reward

Agritourism is any activity that allows members of the general public on your farm property for recreational, entertainment or educational purposes. Agritourism activities include everything from a bed and breakfast, a corn maze, an educational field trip, a store or wine tasting, to “pick your own” and roadside farm stands. It is important to understand your increased liability, by having visitors on your property. Here...

#MeToo And Employment Liability

#MeToo And Employment Liability

  A Business Insurance Update When people work together, there is going to be both appropriate and inappropriate behaviors. The #MeToo movement has impacted Hollywood, Fox News, The NFL, and many other high profile companies. This has opened up an overdue discussion on sexual harassment and discrimination in the workplace. The Basis of Harassment Claims Title VII of the Civil Rights Act of 1964 is...

Is Your Business covered For These Risks?

Is Your Business covered For These Risks? Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business.  That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to meet your needs. ...

Something Your Business Insurance Might Be Missing

Something Your Business Insurance Might Be Missing

If your business suffered a property loss, are you confident that your building would be restored to its pre-loss condition—including any changes in building codes?  It is a sobering fact that over 30% of businesses that suffer a total loss never resume operations.  If these businesses had purchased the right insurance, they might have been able to continue operation. One of the often-misunderstood kinds of...