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Tag: Risk Management

When Fake News Is not Fake

When Fake News Is not Fake

  We offer only proven insurance solutions We have all read fake news stories.  We especially liked the one about the 200-pound cat that went on a diet!  There are also many fake news stories out there about insurance.  Some of these news articles claim that it is supposedly easier and better to buy personal insurance online.  These articles go so far as to claim...

What Does Builder's Risk Insurance Cover?

What Does Builder's Risk Insurance Cover?

Builder's Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding), materials, and equipment being used (whether it's currently on-site or off-site). The majority of policies are written on an all-perils basis, which means that reimbursements are available...

Don’t Let the Company Holiday Party Turn Into an Employment Claim

Don’t Let the Company Holiday Party Turn Into an Employment Claim

  Company Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time.  Except one of the female employees said that a manager touched her and made un-wanted advances.  Now she is filing an employment liability claim.  This is a scenario that no one wants to happen. Your business insurance may not cover this lawsuit unless you have...

Commercial Property Insurance

Commercial Property Insurance

Most every business owns business property, and may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a comprehensive property insurance portfolio to respond to the many risks associated with property ownership. Property policies offer many unique kinds of...

We Know Restaurant Insurance

We Know Restaurant Insurance

Restaurant Facts According to the National Restaurant Association, in 2014, restaurants employed over 14 million people and achieved over $600 billion dollars in sales.  Restaurants accounted for about 45% of the total dollars spent on food, and 45% of adults said restaurants are part of their daily life. This is good news for the restaurant industry because it means that there are a lot of...