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Tag: Risk Management

How to Properly Insure Summer Interns

Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business.  Offering paid or non-paid internships can create risk for your business.  If the interns are receiving wages, they will be considered employees of the company, and eligible for workers’ compensation insurance coverage under your current policy.  If the...

How Prepared Are You?

Is Your Business Prepared For A Loss? Your business insurance can respond to many kinds of risks and losses.  Protecting your business from loss can mean the difference between having a great year, and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open.  Therefore, it pays to have the right business insurance and to...

What to Do After the Storm?

The past few days have been tough for many people in Georgia and the east coast and other east coast states. We thought this might be a good time to point out a few things homeowners need to do to take certain precautions after the storm has passed. Damage to your home can have a dramatic emotional impact, having a plan, and being aware of...

Is Your Business Ready For The New DOL Overtime Rules?

Business Insurance Update Is your business prepared to undertake new overtime rules that will be set into place on December 1, 2016?  If you are fined because of non-compliance, your business insurance will not provide coverage.  Business insurance policies are not designed to cover government fines. The US Department of Labor (DOL) released the final rule that raises the white-collar overtime exemption threshold under the...

Watch Out For The Kids…. Back To School Safety Tips

Personal Insurance and Safety Update Summer vacation is over and a new school year has started. We will soon start to see the signs of back to school time, including more school busses on the road, and back to school displays in the stores.  Now is the time to start thinking about keeping your child safe.  This is particularly true for kids going to school...