Why Use an Independent Agent?
Posted: December 21, 2017
It is hard to get away from all the advertisements stating that online insurance buying is the best way to get the personal insurance coverage you need. Technology has given some insurers the ability to automate the process to the point where you, the buyer, take all the risk in determining your coverage. The problem with this is that you are not fully able to...
Cyber Liability Insurance Can Help Your Business Recover
Posted: December 5, 2017
Almost every business has a cyber liability exposure, and most businesses are securing some form of coverage to protect them from these types of threats. A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year. Did you know that an average business has a greater chance of having a cyber breach than it does...
Don’t Let the Company Holiday Party Turn Into an Employment Claim
Posted: November 15, 2017
Company Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time. Except one of the female employees said that a manager touched her and made un-wanted advances. Now she is filing an employment liability claim. This is a scenario that no one wants to happen. Your business insurance many not cover this lawsuit unless you have employment...
Cyber Risk Update
Posted: August 11, 2017
Over the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every class of business should have if they don't already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great security technology exposure they face. Recent state laws require companies that have experienced a security breach to notify...
Advantages of an Independent Agent
Posted: August 5, 2017
Partners Risk Services is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. With captive insurance agents, like the big national companies, you only get the guidance of one company that sells one brand of insurance....