What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?
Posted: May 30, 2019
In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate, is filed with the insurance company. In cases of terminal illness, however, there may be an exception to this rule. If you have been diagnosed with such an illness, you may qualify for accelerated death benefits. What Are Accelerated Death...
How Will My Beneficiary Collect My Life Insurance Money?
Posted: May 23, 2019
When you purchase life insurance, you pay the premiums for years or decades, and your beneficiaries collect the benefits when you pass away. It is important to tell your beneficiaries about the policy so they file a claim with the insurance company after your death. How Are Death Benefits Collected? Life insurance benefits are typically paid out when the insured person has died and the...
What To Expect When You First Sign Up For Life Insurance
Posted: May 16, 2019
Buying life insurance for the first time can be a bit confusing, but our agency is available to help you through the process. Here we have outlined the steps you will need to take to purchase a life insurance policy. Learn the Lingo Half the battle is knowing the life insurance terminology. Use a good glossary to get a full understanding of terms such as:...
Have You Considered These Types of Insurance?
Posted: January 22, 2019
Have You Considered These Types of Insurance? A personal Insurance Update People buy insurance to protect their assets from loss. Typically, that includes homeowner’s insurance, auto insurance, life insurance, and a personal health policy. However, there are other kinds of personal insurance that you may not have considered. A balanced personal insurance program may consist of some of the following kinds of coverage. Earthquake or...
How to Make 2019 a Good Year
Posted: January 11, 2019
Two thousand eighteen is off and running and whether you own or rent, it is a good time to lay a foundation of a solid personal insurance program. We are here to help you design the best possible personal insurance program. You never know what the future may bring, and having a solid insurance program is the best defense against the unknown events of 2018....