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Tag: Life Insurance

Is Taking The Accelerated Death Benefit Worth It?

Is Taking The Accelerated Death Benefit Worth It?

Accelerated death benefits are a relatively new option with life insurance policies. To qualify for these benefits, you must be terminally ill or chronically ill in some cases. For policyholders with severe health conditions, it may be worth it to take advantage of this option. How Do Accelerated Death Benefits Work? When you take accelerated death benefits, you get a portion of the benefits from...

Home Workout Tips

Home Workout Tips

During this time of home confinement, it is important to get plenty of exercise. Here are a few tips to help you stay fit. Lie flat on your back with your knees bent. Place your hands behind your head with elbows pointing outwards. Support your neck with your hands. Keep your neck in a straight line with your spine. Flex your waist to raise the...

What If My Beneficiary Can’t Claim My Life Insurance Money?

What If My Beneficiary Can’t Claim My Life Insurance Money?

Many people purchase life insurance policies to provide for a spouse and children. But what happens if your death arrives while your children are still minors? In that case, the life insurance company cannot pay out benefits until the court appoints a guardian for your minor children. That can be a lengthy process, requiring attorney fees and court costs. Similar problems could arise if your...

Life Insurance Offers Great Value

Life Insurance Offers Great Value

Protect Your Legacy With Life Insurance Parents with multiple children understand how important it is to treat their family fairly. Yet being fair can be a challenge when clients own and intend on passing down a family business. It can be difficult to determine what to do with the business when some children may have played a more active role in the business than others....

Understanding The Major Types Of Life Insurance Plans

Understanding The Major Types Of Life Insurance Plans

If others are depending on you as a breadwinner, it only makes sense to have life insurance to protect your family. But shopping for a policy can be a complicated process. Several different types of life insurance are available, which means you have a variety of options from which to choose. Our experienced agent can help you find a life insurance policy that suits your...