We Think Of Insurance as a Promise
Posted: July 21, 2022
Business and personal insurance update Many people look at insurance as a commodity, like buying car or a piece of furniture. Consequently, they become caught up in searching for the lowest price for the “product of insurance.” Insurance is less of a commodity and more of a promise or service. Promise vs. product Insurance is a promise from the insurer to cover your claim or...
Home Insurance Pitfalls
Posted: April 12, 2022
Owning a home is one of the most important investments you can make. As your family grows, your needs will change as well as your risk. We think it is very important to review your insurance program every year to make sure it still meets your needs. Compared with investment decisions and estate planning issues, perhaps questions about the language in your homeowner’s policy may...
Does A Connected Home Technology Really Work?
Posted: March 11, 2022
Can you believe all the new innovations that are available for your home? Many new technologies can help you in the kitchen, help keep your home cooler in summer, and some even reduce your homeowner’s insurance premiums. Here is a recent quote from an insurance company, “If somebody has some sort of temperature-monitoring system in their house, we give them a discount for that.” Here...
Holiday Safety Tips
Posted: December 14, 2021
It's the Holiday season, which means many people will be traveling to see family and friends. Regrettably, not everyone is in a good mood at this time of year. There are Grinch’s out there who are well aware that many homes are vacant over the holidays and will scour neighborhoods for telltale indicators of a property that has been abandoned for a few days. So,...
Burglars Are Christmas Shopping Too
Posted: December 9, 2021
Your local criminal is getting ready to do some Christmas shopping and he wants your gifts. In Missouri, for example, there were 4,230 burglaries in December 2019, (the latest statistics available from the FBI) 18% more than the average month. When you leave your home, keep lights on, close your drapes, and never leave packages on your front porch. Thieves will follow delivery trucks waiting...