Does Santa Claus Need insurance?
Posted: December 12, 2017
Imagine that your entire business was focused on just one day out of the whole year? You have to spend 364 days preparing for one single product distribution. Do you think there might be just a little bit of stress—say around December 20? If we attempted to present Santa with a business insurance proposal, he might say, “Who would sue Santa?” If Santa were concerned...
Make Your House Safe For Trick-Or-Treaters
Posted: October 19, 2017
Halloween is fast approaching. All kids love to dress up, get together with friends, and go door-to-door hoping to find the full size candy bar. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic for kids and trying for you. Here are some pointers for ensuring your house is a safe place for trick-or-treaters on Oct. 31. Pets first. Dogs,...
Are You Prepared?
Posted: October 19, 2017
There is no question Texas has been hit hard by hurricane Harvey and our thoughts are with all those who have suffered a loss. Now is the time to think about how you will respond to the next big storm or disaster. Remember, some disasters are not covered under a standard homeowners insurance policy. Part of your planning needs to be a review of your...
You Just Got Sued For A Social Media Post
Posted: August 17, 2017
A Texas jury has awarded a wedding photographer more than $1 million after determining a newly married couple unhappy with her work launched a social media campaign to post falsehoods about her. The Dallas County jury found Friday that the campaign against Andrea Polito amounted to defamation. The jury unanimously found the couple acted of out malice in targeting Polito in the months after their...
Homeowner’s Insurance….How Does Yours Compare?
Posted: April 25, 2017
Homeowner’s Insurance Premiums Are Increasing Nationally, homeowner’s insurance premiums are increasing. There are a number of reasons for the increases including; fewer new homes (limiting growth), recent losses from natural disasters (especially hurricanes and earthquakes), and the cost to repair or replace (more expensive materials have impacted premiums). These were identified as things that impact homeowner’s premiums the most: Construction - The type of...