Our Hearts Are with California During This Difficult Time
Posted: January 13, 2025
California is no stranger to wildfires, but each season brings challenges that test the resilience of its communities. To all those affected by the recent devastating wildfires, we want you to know that our thoughts and prayers are with you. Your safety and well-being remain our top priorities. During times like these, preparation and awareness can save lives. Please take a moment to review these...
Why High-End Homes Need Specialized Insurance Coverage
Posted: January 9, 2025
Owning a high-end home is more than just having a roof over your head—it's about enjoying a lifestyle of comfort, luxury, and security. Whether it’s a modern estate overlooking the ocean or a historic mansion nestled in the hills, these properties represent a significant financial investment and often come with unique risks that require specialized insurance coverage. Here's why traditional homeowners insurance may not be...
Risk and Insurance Outlook
Posted: December 21, 2024
Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and the upcoming political elections? A broker or agent who cares about your business will be on the forefront of change. Part of providing outstanding customer service is helping clients understand how current and future trends may affect their risk...
Having A Home Security System Helps Lower Homeowners Premiums
Posted: November 2, 2024
Homeowner’s Premiums Prior to finding you the best quote for home insurance, we always ask about smoke detectors and security systems in your home. Many insurance companies offer discounts for those homeowners who have security systems. Our mission is to be Partners with our clients. We want to be their trusted Risk Management and Insurance Consultant; not just a better vendor. Here are few of...
Are Rideshare Drivers Covered By Their Auto Insurance?
Posted: October 29, 2024
If you drive your personally owned auto for Uber, Lyft, or even a pizza delivery company, your personal auto insurance will not provide the coverage you need, should you be involved in an accident. Uber and Lyft are "rideshare" services that compete with taxis and more traditional car transport services. These companies do not own or operate their cars and do not hire their...