Having A Home Security System Helps Lower Homeowners Premiums
Posted: November 2, 2024
Homeowner’s Premiums Prior to finding you the best quote for home insurance, we always ask about smoke detectors and security systems in your home. Many insurance companies offer discounts for those homeowners who have security systems. Our mission is to be Partners with our clients. We want to be their trusted Risk Management and Insurance Consultant; not just a better vendor. Here are few of...
Are Rideshare Drivers Covered By Their Auto Insurance?
Posted: October 29, 2024
If you drive your personally owned auto for Uber, Lyft, or even a pizza delivery company, your personal auto insurance will not provide the coverage you need, should you be involved in an accident. Uber and Lyft are "rideshare" services that compete with taxis and more traditional car transport services. These companies do not own or operate their cars and do not hire their...
Top 3 Trending Insurance Issues Facing People
Posted: October 22, 2024
As we move through 2024, insurance trends are shifting in response to evolving risks, market conditions, and consumer needs. Whether you're managing personal finances or securing your family’s future, these top three trending issues can have a big impact on how people interact with insurance this year. Rising Costs of Health Insurance Health insurance premiums continue to rise, with inflation and increasing healthcare costs being...
Why You Need Personal Umbrella Insurance
Posted: October 7, 2024
Protect Yourself from Rising Judgments As an insurance agency, we have seen firsthand how personal umbrella insurance has become for many individuals. In today’s world, lawsuits and claims against individuals are becoming more frequent, and the monetary judgments awarded can be staggering. If you're relying solely on your standard home and auto policies, you might find yourself underinsured when you need it most. What Is...
Insurance Considerations for Newlyweds: Merging Policies and Coverage
Posted: August 9, 2024
Getting married is an exciting milestone, and it also comes with new responsibilities, including reviewing and possibly merging your insurance policies. Properly managing your insurance as a couple can protect your assets, provide financial security, and even save you money. Update Life Insurance Policies Life insurance is crucial for newlyweds, especially if you plan to start a family or have significant shared financial responsibilities, like...