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Tag: Flood Insurance

How Business Insurance Helps You Weather Any Storm

How Business Insurance Helps You Weather Any Storm

September marks National Preparedness Month when businesses are encouraged to assess their readiness for unexpected challenges. Whether it’s a natural disaster, a cyberattack, or a legal dispute, being prepared is essential to the longevity and success of any business. One of the most critical components of preparedness is having the right business insurance. It provides a safety net to help your business survive and recover...

Ten Ways to Prep Your Business for Severe Weather

Ten Ways to Prep Your Business for Severe Weather

As a business owner, one of your key responsibilities is to ensure the safety and continuity of your operations, especially in the face of natural disasters like severe storms. From hurricanes to blizzards, these weather events can wreak havoc on your business if you're not prepared. By taking proactive steps to safeguard your assets, employees, and operations, you can minimize downtime and mitigate potential damages....

What Factors Impact Your Home Insurance Costs?

What Factors Impact Your Home Insurance Costs?

If you're looking for homeowner's insurance, you're undoubtedly curious about how the insurer calculates your premium. Some consumers have the misconception that home insurance is a fixed cost. In truth, home insurance prices are tailored to the individual needs of each homeowner. Unlike auto insurance, homeowner insurance requires a great deal of data! You'll need your house's measurements, construction specifications, and information on any extras...

Should I Purchase Flood Insurance If I’m Not in a Flood Zone?

Should I Purchase Flood Insurance If I’m Not in a Flood Zone?

Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk. What Does...

Is Flood Insurance Really Needed?

Is Flood Insurance Really Needed?

Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Now is the time to consider Louisiana flood...