Georgia Contractors Professional Liability Insurance (CPLI)
Posted: August 19, 2017
Trends in the insurance and legal industry are creating new exposures for contractors. Contractors are now being held liable for damages and loss arising out of professional advice. A contractor not adequately protected, can expose their company to financial loss. Yet, less than half of all contractors in need of the coverage are buying it. Why is that? It might be that contractors don’t fully...
Advantages of an Independent Agent
Posted: August 5, 2017
Partners Risk Services is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. With captive insurance agents, like the big national companies, you only get the guidance of one company that sells one brand of insurance....
We Can Help Your Business Survive an Interruption
Posted: July 28, 2017
A Business Insurance Update Have you considered the cost to you if your business had to shut down for a week, month, or even longer? We have, and we can offer a few tips to help your business continue even in the midst of a shut down. A business can be shut down for a number of reasons. Your business or commercial insurance policy will...
How to Properly Insure Summer Interns
Posted: April 9, 2017
Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. If the interns are receiving wages, they will be considered employees of the company, and eligible for workers’ compensation insurance coverage under your current policy. If the...
Undocumented Workers Can Be A Big Issue
Posted: March 23, 2017
Are Undocumented Workers Covered Under Workers’ Compensation? A Business Insurance Update With all the talk these days about illegal immigration, we thought it might be good to answer a common question. That is, are undocumented workers covered under workers’ compensation? According to the U.S. Department of Labor and Homeland Security, undocumented immigrants make up 3.2 percent of the United States' population. The Federal Government requires...