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Tag: Commercial Insurance

Workers' Compensation Cost Reduction Tip

Workers' Compensation Cost Reduction Tip

It is true that no company will be completely free of Workers’ Compensation claims. Accidents do happen, and that is why you have Workers’ Compensation Insurance. The goal should be to develop a pattern of reduced claim numbers and claims costs from year to year. One effective way to manage these costs is to change the way you hire. We have noticed that when companies...

5 Medical Malpractice Insurance Myths

5 Medical Malpractice Insurance Myths

If you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...

Keys To Training New Employees

Keys To Training New Employees

In theory, you recruit certain employees for their qualifications and expertise and others for their labor and ability to learn as a small business owner. But there's no denying that both types of employees will involve some training, and both will benefit from clear objectives and direction. What might be covered It is your right as an employer to set expectations. When it comes to...

Is Your Small Business Recession Proof?

Is Your Small Business Recession Proof?

The time to recession-proof your business is before the economy starts to downturn. Later may be too late to turn the ship around. Careful planning and taking specific steps now can help you prepare your small business for future downturns and marketplace changes. Get a Handle on Your Cash Flow Many businesses fail because of problems with cash flow. It is important to know your...

Common Types of Surety Bonds & How They Work

Common Types of Surety Bonds & How They Work

A surety bond is a contract that ensures specific obligations are met. These bonds are often required for contractors working on government contracts. They are performance-based. A surety bond is a guarantee between three parties. The parties in a surety bond are: The Principal: The individual who is required to have a surety bond. The Obligee: The individual requesting the bond. The Surety Company: The...