How To Survive The Holidays
Posted: December 12, 2016
We are full steam ahead; the holiday rush has begun. Beyond getting the flu vaccine, there is a lot you can do to help your body and mind during the holidays. Allison Aiello, Ph.D., a professor of epidemiology at the University of North Carolina, offers a few words to help us survive the Holidays. Get plenty of sleep. Alcohol use has been associated with an...
Is Your Business Ready For The New DOL Overtime Rules?
Posted: October 12, 2016
Business Insurance Update Is your business prepared to undertake new overtime rules that will be set into place on December 1, 2016? If you are fined because of non-compliance, your business insurance will not provide coverage. Business insurance policies are not designed to cover government fines. The US Department of Labor (DOL) released the final rule that raises the white-collar overtime exemption threshold under the...
Does My Privately Held Business Need Directors and Officers Liability Insurance?
Posted: June 13, 2016
Directors and Officers (D&O) Insurance is an effective solution for the risks facing private organizations. Our products and services are designed to fit the needs of your business. Our insurance policy protects directors, officers, employees, volunteers, committee members, trustees, and the organization itself. Why Do We Need Directors and Officers Liability Insurance? Over 50% of privately held firms have had D&O related claims 20% have...
How Will the New Minimum Wage Impact Workers’ Compensation
Posted: May 9, 2016
Many states and cities are enacting new minimum wage laws, and all will feel the impact. Not only will the cost of goods go up, but also every business will see an increase in workers’ compensation costs. Those business with a high minimum wage work force will see an even higher premium increase. In California for example, the wage increase affects 43% of the state’s...
Landlord Insurance 101
Posted: March 11, 2016
A quick guide to landlord and property manager’s insurance Landlords and property managers have many unique risks that only a trained and experienced agent can understand. The term ‘Landlord’ is broad and can include those who manage rental property, apartments, condominium associations, and commercial property. We offer both commercial and residential landlord insurance, and you can obtain a policy whether you need to cover a...