Sexual Harassment Is Real
Posted: May 11, 2019
The EEOC just released the latest numbers relating to employment claims, and they remind us of the need for employment practices liability insurance. Retaliation was the most frequently filed charge with the EEOC in 2018, followed by race and disability. Sexual harassment charges with the EEOC increased by 13.6%, based on preliminary 2018 results. Monetary awards recovered for victims of sexual harassment increased by 47.4%....
Do I Need Business Insurance Coverage If I Am A Freelancer?
Posted: May 7, 2019
If you are a freelancer, you may think your business is too small to need insurance. The fact is that a business of any size can benefit from protection against mishaps. Our knowledgeable agency can help you design a business insurance package that provides the coverage you need at the best available rates. Why Freelancers Need Business Insurance If you are an independent contractor, or...
Agritourism Risk & Reward
Posted: April 19, 2019
Agritourism is any activity that allows members of the general public on your farm property for recreational, entertainment or educational purposes. Agritourism activities include everything from a bed and breakfast, a corn maze, an educational field trip, a store or wine tasting, to “pick your own” and roadside farm stands. It is important to understand your increased liability, by having visitors on your property. Here...
Cyber Liability Losses Are Increasing
Posted: April 16, 2019
How to Use Cyber Insurance to Your Benefit According to IT Business Edge, 50% of businesses listed cyber security as one of their top five business risks. Cyber liability is the risk posed by conducting business over the Internet, over other networks, or using electronic storage technology. It covers third party losses from hackers, theft, and loss of information including sensitive client or individual...
Are Rideshare Drivers Covered By Their Auto Insurance?
Posted: March 11, 2019
If you drive your personally owned auto for Uber, Lyft, or even a pizza delivery company, your personal auto insurance will not provide the coverage you need, should you be involved in an accident. Uber and Lyft are "rideshare" services that compete with taxis and more traditional car transport services. These companies do not own or operate their cars and do not hire their drivers...