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Tag: Commercial Insurance

What Does Commercial Umbrella Insurance Cover?

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

How Agents Can Increase Client Engagement

How Agents Can Increase Client Engagement

Every agency and business has a critical component that ensures its performance. It's known as employee engagement. It can mean the difference between your employees feeling motivated to take the company to greater heights or feeling overwhelmed to the point of sabotage. It is important that all employees feel engaged in the business so that the entire team is moving toward a common goal. The...

Manage Your Restaurant Risks Correctly

Manage Your Restaurant Risks Correctly

Do you own or manage a restaurant? Then you know that it is a great deal of work, but it can be very rewarding as well. There are risks that come with restaurants, and insurance is a good method of transfer. Here are a few common restaurant insurance issues you may want to better understand: Liquor Liability The single most important insurance coverage your restaurant...

Five Things People Should Know About Insurance

Five Things People Should Know About Insurance

For many people, insurance can be difficult to understand.  Most people know that insurance is needed, but often they do not fully understand what they are buying or if they are properly covered.  That is why it is important to have an insurance agent on your side.  A good agent will help you determine what your insurance needs are, educate you about your options, and...

How Workers’ Compensation Is Designed To Work

How Workers’ Compensation Is Designed To Work

Workers’ Compensation Insurance Workplace accidents occur every day in. Even if your business has an excellent safety program, people get injured.  Many times people who are injured at work need time to recover. Thankfully, there is workers’ compensation insurance to cover the medical and time loss costs. If an employee is injured on the job, employers are legally liable to the employee. Workers’ compensation will...