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Tag: Business Insurance

How To Manage Fraud At Your Business

The Association of Certified Fraud Examiners (ACFE) published a recent report in which they found that the average fraud loss to medium and small businesses was over $55,000. If your business generates pretax profits of less than $1,000, 000, can you afford to write off business fraud? Partners Risk Services understands this and will create and deliver a business insurance program to meet your needs....

The Latest Trends In Auto Liability

  Why You Need Auto Insurance Ok, we all know driving can be dangerous, but here are the latest statistics from the auto insurance carriers. Motorcycle accidents have increased over the past five years. Auto fatalities are up 3.3%. Distracted drivers cause 1 in 4 accidents. Every day 1,000 people are injured by distracted drivers. 900 people a year die, and nearly 2,000 are injured,...

How To Serve Up Restaurant Insurance For The Holiday

Restaurants, Bars, Taverns and Catering Services Running a restaurant can be tough, but rewarding at the same time. Your restaurant is a meeting place for friends and family, and you have regular customers that are the keys to your success. But there are risks in running a restaurant, and you need the right business insurance to respond to your risks. Restaurant Insurance To protect your...

How To Serve Up Restaurant Insurance

Restaurants, Bars, Taverns and Catering Services Running a restaurant can be tough, but rewarding at the same time. Your restaurant is a meeting place for friends and family, and you have regular customers that are the keys to your success. But there are risks in running a restaurant, and you need the right business insurance to respond to your risks. Restaurant Insurance To protect your...

The Importance of Replacement Cost Coverage

What Is Replacement Cost Coverage? Replacement cost coverage essentially means that the insurance company will replace the damaged or destroyed property with new property up to the policy limit, as long as it is with “like kind and quality”.  This may seem simple, but it's not quite that simple in every case. If the value is not accurate, your loss may not be fully covered....