Does My Privately Held Business Need Directors and Officers Liability Insurance?
Posted: June 13, 2016
Directors and Officers (D&O) Insurance is an effective solution for the risks facing private organizations. Our products and services are designed to fit the needs of your business. Our insurance policy protects directors, officers, employees, volunteers, committee members, trustees, and the organization itself. Why Do We Need Directors and Officers Liability Insurance? Over 50% of privately held firms have had D&O related claims 20% have...
How Will the New Minimum Wage Impact Workers’ Compensation
Posted: May 9, 2016
Many states and cities are enacting new minimum wage laws, and all will feel the impact. Not only will the cost of goods go up, but also every business will see an increase in workers’ compensation costs. Those business with a high minimum wage work force will see an even higher premium increase. In California for example, the wage increase affects 43% of the state’s...
Landlord Insurance 101
Posted: March 11, 2016
A quick guide to landlord and property manager’s insurance Landlords and property managers have many unique risks that only a trained and experienced agent can understand. The term ‘Landlord’ is broad and can include those who manage rental property, apartments, condominium associations, and commercial property. We offer both commercial and residential landlord insurance, and you can obtain a policy whether you need to cover a...
Business Owners Policy or (BOP)
Posted: February 10, 2016
Business Insurance Update There is no denying the fact that the success of your business depends on the hard work of you and your team. But one disaster can wipe out all your efforts and take the profits to dust. So, to avoid such a situation, you need to insure your business; whether it is a small enterprise or a large corporation. There are insurance...
Recent Legal Decisions That Will Impact Your Business In 2016
Posted: January 11, 2016
Business Insurance Update Last year we saw many legal developments that will impact businesses in 2016. These developments may create a need for a business insurance review. Business or commercial insurance covers your business for legal liability claims which cause damage or injury to third parties. If laws are created, or current laws change, it may impact your businesses’ legal liability. Here are some examples...