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Tag: Business Insurance

Why Use an Independent Agent?

Why Use an Independent Agent?

It is hard to get away from all the advertisements stating that online insurance buying is the best way to get the personal insurance coverage you need.  Technology has given some insurers the ability to automate the process to the point where you, the buyer, take all the risk in determining your coverage.  The problem with this is that you are not fully able to...

Cyber Liability Insurance Can Help Your Business Recover

Cyber Liability Insurance Can Help Your Business Recover

Almost every business has a cyber liability exposure, and most businesses are securing some form of coverage to protect them from these types of threats.  A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year.  Did you know that an average business has a greater chance of having a cyber breach than it does...

Don’t Let the Company Holiday Party Turn Into an Employment Claim

Company Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time.  Except one of the female employees said that a manager touched her and made un-wanted advances.  Now she is filing an employment liability claim.  This is a scenario that no one wants to happen. Your business insurance many not cover this lawsuit unless you have employment...

Cyber Risk Tips

Cyber risk is a topic that keeps evolving. At this point, we believe that every business needs to have cyber liability insurance. The methods that the cyber criminal’s use is always changing and we are constantly researching the latest prevention trends. Cyber Risks Are Growing Russian hackers recently stole over 2 billion online names and passwords. Home Depot had millions of customer credit cards stolen....

Are You Prepared?

There is no question Texas has been hit hard by hurricane Harvey and our thoughts are with all those who have suffered a loss.  Now is the time to think about how you will respond to the next big storm or disaster. Remember, some disasters are not covered under a standard homeowners insurance policy. Part of your planning needs to be a review of your...