Posted: November 17, 2018
Business Must Prepare For Continue Winter Storms Winter storms will impact a large part of the East Coast starting this winter. We can expect continued storm surges over the next 60 to 90 days and that means businesses need to continue to plan for storms. Winter storms can cause damage to buildings, auto accidents and even loss of life. No matter how good you are...
#MeToo And Employment Liability
Posted: November 15, 2018
A Business Insurance Update When people work together, there is going to be both appropriate and inappropriate behaviors. The #MeToo movement has impacted Hollywood, Fox News, The NFL, and many other high profile companies. This has opened up an overdue discussion on sexual harassment and discrimination in the workplace. The Basis of Harassment Claims Title VII of the Civil Rights Act of 1964 is...
Is Your Business covered For These Risks?
Posted: September 27, 2018
Is Your Business covered For These Risks? Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business. That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to meet your needs. ...
Something Your Business Insurance Might Be Missing
Posted: August 22, 2018
If your business suffered a property loss, are you confident that your building would be restored to its pre-loss condition—including any changes in building codes? It is a sobering fact that over 30% of businesses that suffer a total loss never resume operations. If these businesses had purchased the right insurance, they might have been able to continue operation. One of the often-misunderstood kinds of...
Understanding Your BOP
Posted: August 20, 2018
A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...