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Tag: Business Insurance

Risks Of Home Based Businesses

Risks Of Home Based Businesses

Did you know that there are over 28 million home-based businesses in the United States today? 52% of all small businesses are home-based, and home-based companies generated over 7 billion dollars in sales in 2020. Do you own and operate a home-based business? If so, you will want to read this important article. Just because you don't have a building or employees does not mean...

Fall Safety and Security Tips to Implement in Your Business

Fall Safety and Security Tips to Implement in Your Business

Every season of the year poses safety and security challenges. In the fall, the days grow shorter and the nights grow longer, providing greater opportunity for thieves and vandals. Falling leaves can make walkways slippery, increasing accident risks. The following tips can help you reduce the risks for your business during the autumn months.  Install Proper Lighting We have fewer hours of daylight in the...

What Is Employment Practices Liability Insurance, and Why Does My Business Need It?

What Is Employment Practices Liability Insurance, and Why Does My Business Need It?

Employee lawsuits against employers are on the rise. Employment practices liability insurance (EPLI) is coverage to protect your business against employee claims that their rights have been violated. Some insurers will provide this coverage as a Business Owners Policy (BOP) endorsement, while others offer it as stand-alone insurance.  What Does EPLI Cover? Employment practices liability insurance provides protection against a range of employee claims, including:...

A Checklist For Severe Weather Claims

A Checklist For Severe Weather Claims

An Insurance Update As a business owner or homeowner, managing your risk is critical to keeping your business going and your family safe. It is important to have an insurance program that is designed that addresses your needs and risks. While insurance covers many kinds of loss, preventing loss can be better. You're aware that severe weather might strike at any time, so you've purchased...

How To Protect Your Small Business from a Data Breach

How To Protect Your Small Business from a Data Breach

Data breaches are becoming increasingly more common, particularly for small businesses. Cyber attacks are a means for hackers to collect personal information for fraudulent purposes. Small businesses may have budget and staffing limitations that make them more vulnerable to attack. Fortunately, there are steps you can take to protect your company from a data breach. Understand How Data Breaches Occur Data breaches can happen in...