Top Five Costly Workplace Injuries
Posted: March 16, 2023
If an employee is injured on the job, employers are legally liable to the employee. Workers’ compensation will even cover employees who are involved in auto accidents while away from the worksite, if the accident occurred while on the job. Workplace accidents happen every day and most could have been prevented. According to the U.S. Bureau of Labor Statistics (BLS) and the National Academy of...
Contractors Have Professional Liability Risks
Posted: March 9, 2023
According to the International Risk Management Institute, contractors, project owners, and project professionals have an increased risk of professional liability claims. Yet less than half of all contractors in need of the coverage are buying it. Insurance can play an important role in “on-time and on-budget” projects. If your contractors’ insurance coverage is not written properly, your business may not survive financially. Many contractors don’t...
How Promoting Workplace Safety can Save You Money
Posted: March 4, 2023
No business owner wants to have an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment – and file a claim with your workers’ compensation insurance provider. Every claim filed with your...
Which Insurance Agent Is Right For You?
Posted: February 24, 2023
Selecting an insurance agent may be one of the most important things you do. Every family needs a good accountant, financial planner, and insurance agent to be looking out after their interests. However, in today’s world, it may be hard to move your thinking away from the idea that the lowest price is best, to getting the best value for your dollar. We want to...
General Liability, Professional Liability, and BOP: Which One Is Right for You?
Posted: February 19, 2023
One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...