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Category: Workers Compensation

Key Trends Impacting Construction Contractor Liability in 2025

Key Trends Impacting Construction Contractor Liability in 2025

The construction industry is constantly evolving, and contractors must stay ahead of the curve to manage risk and liability. In 2025, four key trends will significantly impact construction contractor liability: purchase limits required by contracts, increased construction project repurposing, rising costs, and a lack of qualified labor. Trend 1: Purchase Limits Required by Contracts Contracts are becoming more complex, with purchase limits and requirements that...

Five Ways Commercial Businesses Can Prevent Losses and Lower Insurance Costs

Five Ways Commercial Businesses Can Prevent Losses and Lower Insurance Costs

Running a commercial business comes with risks, but taking proactive measures can safeguard your operations, minimize losses, and potentially reduce insurance premiums. By focusing on prevention and risk management, businesses can protect their assets while saving money. Here are five strategies every commercial business should consider: Invest in Comprehensive Security Measures Protecting your business against theft, vandalism, and cyber threats is critical. Some key steps...

Four Tips for Choosing the Right Commercial Insurance

Four Tips for Choosing the Right Commercial Insurance

Choosing the right commercial insurance can be a challenging task for any business owner. With a wide variety of options available, it’s crucial to select coverage that fits your unique business needs while providing the right level of protection. Here are four essential tips to guide you in choosing the best commercial insurance for your business. Assess Your Business Risks The first step to choosing...

Top 3 Trending Insurance Issues Facing People

Top 3 Trending Insurance Issues Facing People

As we move through 2024, insurance trends are shifting in response to evolving risks, market conditions, and consumer needs. Whether you're managing personal finances or securing your family’s future, these top three trending issues can have a big impact on how people interact with insurance this year. Rising Costs of Health Insurance Health insurance premiums continue to rise, with inflation and increasing healthcare costs being...

Ways Independent Insurance Agents Help Clients with Their Risk and Insurance Program

Ways Independent Insurance Agents Help Clients with Their Risk and Insurance Program

  As an independent insurance agent, I've seen firsthand how important it is for individuals and businesses to have a comprehensive risk management strategy in place. In this article, we'll explore the five ways independent agents like myself can help clients like you navigate the complex world of insurance and risk management. Personalized Service Independent agents take the time to get to know you and...