Workers' Compensation Cost Reduction Tip
Posted: July 28, 2022
It is true that no company will be completely free of Workers’ Compensation claims. Accidents do happen, and that is why you have Workers’ Compensation Insurance. The goal should be to develop a pattern of reduced claim numbers and claims costs from year to year. One effective way to manage these costs is to change the way you hire. We have noticed that when companies...
July 4th Safety Tips
Posted: June 28, 2022
We are approaching our nation's birthday, July 4th, and we hope everyone has a great day of celebration with friends and family. In 2021 over 5,800 people went to the emergency room as a result of fireworks-related injuries. There were an estimated 13,750 reported fires started by fireworks. These fires resulted in an estimated eight reported deaths, and $40 million in direct property damage. This...
Replacement Cost Coverage
Posted: May 23, 2022
Most homeowners and businesses buy insurance to cover the repair/replacement of loss of damaged property. Generally speaking, insurance companies do a good job of managing claims and helping the owners get their property back to a pre-loss condition. One important part of the insurance process is to understand the difference between Replacement Cost (RC) and Actual Cash Value (ACV) coverage. Let’s start with definitions of...
Is Your Auto Insurance On Cruse Control?
Posted: April 11, 2022
Put Your Hands On The Wheel And Steer Your Auto Insurance Premiums Lower Did you know you can control what you pay for auto insurance? Auto insurance is best purchased when you have a licensed professional as your advocate. Licensed professional insurance agents help you get the best price and coverage, and good communication about your insurance factors is essential. Here are some examples of...
Does A Connected Home Technology Really Work?
Posted: March 11, 2022
Can you believe all the new innovations that are available for your home? Many new technologies can help you in the kitchen, help keep your home cooler in summer, and some even reduce your homeowner’s insurance premiums. Here is a recent quote from an insurance company, “If somebody has some sort of temperature-monitoring system in their house, we give them a discount for that.” Here...