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Category: Risk Safety

“My Business Does Not Need Business Insurance” – Think Again After You Read This

If you own or operate a business, commercial insurance needs to be part of your business plan.  If not properly insured, your business most likely will not withstand the effects of a common loss.  Business insurance, or commercial insurance, is designed to protect your business from accidents and loss. Key Business Coverage for Your Business Needs Business Interruption Insurance covers the loss of income that...

Umbrella Insurance From Partners Risk Services

Many businesses and people are unsure what an umbrella policy is or what it covers. Partners Risk Services is here to help. We will explain the basics of Umbrella Insurance and the benefits to you and your business. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it is pouring down rain...

Undocumented Workers Can Be A Big Issue

Are Undocumented Workers Covered Under Workers’ Compensation? A Business Insurance Update With all the talk these days about illegal immigration, we thought it might be good to answer a common question. That is, are undocumented workers covered under workers’ compensation?  According to the U.S. Department of Labor and Homeland Security, undocumented immigrants make up 3.2 percent of the United States' population.  The Federal Government requires...

How Prepared Are You?

Is Your Business Prepared For A Loss? Your business insurance can respond to many kinds of risks and losses.  Protecting your business from loss can mean the difference between having a great year, and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open.  Therefore, it pays to have the right business insurance and to...

Is Your Business Insurance Keeping Up With Your Business?

A Business Insurance Update Your business risk keeps changing, and you need a business insurance program that keeps up with your risks.  Your business insurance is an important part of your risk management program. It is important to have the right insurance coverage, competitive pricing, and the right insurer.  It is necessary to update your commercial or business insurance coverage to insure your business can...