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Category: Risk Safety

How To Protect Your Identity During This Holiday Season

How To Protect Your Identity During This Holiday Season

According to the Nation Retail Federation, 84% of Americans will use the internet to shop during the holidays. Even during non-holiday times, people are using noncash transactions for the purchases of goods and services. Cybercriminals are smart, and you need to be informed about protecting your identity. Identity theft has been the No. 1 consumer complaint for 12-straight years, according to the Federal Trade Commission....

Are Rideshare Drivers Covered By Their Auto Insurance?

Are Rideshare Drivers Covered By Their Auto Insurance?

  If you drive your personally owned auto for Uber, Lyft, or even a pizza delivery company, your personal auto insurance will not provide the coverage you need, should you be involved in an accident.  Uber and Lyft are "rideshare" services that compete with taxis and more traditional car transport services. These companies do not own or operate their cars and do not hire their...

Understanding the Insurance and Safety Concerns Surrounding Electric Bikes

Understanding the Insurance and Safety Concerns Surrounding Electric Bikes

Electric bikes (e-bikes) have surged in popularity due to their convenience, eco-friendliness, and ease of use. However, as their presence on roads and trails increases, so do the associated insurance and safety concerns. We recommend you review these issues with your insurance agent to make sure you are covered correctly. Safety Issues E-bikes can travel at higher speeds than traditional bicycles, which increases the risk...

The Unique Insurance Needs of Electric Vehicle Owners

The Unique Insurance Needs of Electric Vehicle Owners

  As the world shifts towards a more sustainable future, Electric Vehicles (EVs) are becoming an increasingly popular choice for drivers. However, owning an EV comes with its own set of unique insurance needs that differ from traditional gas-powered vehicles. In this article, we'll explore the special considerations EV owners should keep in mind when it comes to insuring their vehicles. Higher Value, Higher Premiums...

Summer Vacation Home Rentals: What to Watch For

Summer Vacation Home Rentals: What to Watch For

  As the summer season approaches, we are eager to escape to a beautiful vacation home. Whether you're heading to the beach, mountains, or countryside, renting a summer vacation home can be a great way to relax and unwind. However, it's essential to be aware of some potential pitfalls to ensure your dream vacation doesn't turn into a nightmare. Accurate Property Listings When browsing online...