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Category: Life Insurance

The Role of Child Term Riders in Life Insurance

The Role of Child Term Riders in Life Insurance

Most people do not have difficulty understanding the goals and value of an insurance policy. However, the idea of taking out a life insurance policy on a child is a strange and unfamiliar concept to most parents. However, many people are unaware of the existence of child insurance riders. These riders are optional add-ons to life insurance policies that provide additional coverage, including funeral costs...

The Thoughtful Choice of Life Insurance for Mother’s Day

The Thoughtful Choice of Life Insurance for Mother’s Day

On Mother’s Day, we are all looking for the right gift to express how grateful we are and how much we owe to our mothers. While nice and sweet, the traditional flowers and chocolate are very general expressions of our gratitude for our mothers. Sometimes, a pragmatic and practical gift can surprise and delight. The gift of life insurance speaks to the protective instincts of...

Leveraging Life Insurance to Make a Difference

Leveraging Life Insurance to Make a Difference

Earth Day serves as a poignant reminder of the importance of preserving our planet for future generations. As individuals committed to protecting the environment, many of us seek opportunities to leave a lasting legacy by supporting charities and causes that champion environmental conservation. One powerful way to make a meaningful impact is by leveraging life insurance to support these vital initiatives. Understanding Life Insurance as...

Final Expense Insurance

Final Expense Insurance

According to the National Funeral Directors Association, the average cost of end of living expenses averaged around $9,000 in 2023.  Final expense insurance can be a good way to protect your assets and provide funds for loved ones in their time of grief. With a little planning, it is possible to provide your family with funds to help cover end-of-life expenses, leaving them free to...

Pet Trusts: What It Is & Why You Need One

Pet Trusts: What It Is & Why You Need One

A pet trust is a legal arrangement that allows pet owners to set aside funds for the care and maintenance of their pets in the event of their incapacity or death. Here's a breakdown of what a pet trust entails and why it's essential for pet owners: Ensuring Care for Your Beloved Companion One of the primary purposes of a pet trust is to ensure...