“My Business Does Not Need Business Insurance” – Think Again After You Read This
Posted: July 18, 2017
If you own or operate a business, commercial insurance needs to be part of your business plan. If not properly insured, your business most likely will not withstand the effects of a common loss. Business insurance, or commercial insurance, is designed to protect your business from accidents and loss. Key Business Coverage for Your Business Needs Business Interruption Insurance covers the loss of income that...
How to Properly Insure Summer Interns
Posted: April 9, 2017
Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. If the interns are receiving wages, they will be considered employees of the company, and eligible for workers’ compensation insurance coverage under your current policy. If the...
Undocumented Workers Can Be A Big Issue
Posted: March 23, 2017
Are Undocumented Workers Covered Under Workers’ Compensation? A Business Insurance Update With all the talk these days about illegal immigration, we thought it might be good to answer a common question. That is, are undocumented workers covered under workers’ compensation? According to the U.S. Department of Labor and Homeland Security, undocumented immigrants make up 3.2 percent of the United States' population. The Federal Government requires...
How Prepared Are You?
Posted: March 9, 2017
Is Your Business Prepared For A Loss? Your business insurance can respond to many kinds of risks and losses. Protecting your business from loss can mean the difference between having a great year, and having to close your doors. According to the Insurance Information Institute, 30% of businesses that have a fire never re-open. Therefore, it pays to have the right business insurance and to...
Is Your Business Insurance Keeping Up With Your Business?
Posted: January 9, 2017
A Business Insurance Update Your business risk keeps changing, and you need a business insurance program that keeps up with your risks. Your business insurance is an important part of your risk management program. It is important to have the right insurance coverage, competitive pricing, and the right insurer. It is necessary to update your commercial or business insurance coverage to insure your business can...