A Guide to LLC Insurance for Small Businesses
Posted: March 19, 2025
Many small business owners choose to operate as limited liability companies (LLCs) for the liability protection they offer. While registering as an LLC can shield personal assets from business liabilities, it will not eliminate all risks. LLC insurance is essential to help your small business weather unexpected challenges, such as property damage, lawsuits, and other unforeseen events. Why Do LLCs Need Business Insurance? While LLC...
Key Trends Impacting Construction Contractor Liability in 2025
Posted: March 17, 2025
The construction industry is constantly evolving, and contractors must stay ahead of the curve to manage risk and liability. In 2025, four key trends will significantly impact construction contractor liability: purchase limits required by contracts, increased construction project repurposing, rising costs, and a lack of qualified labor. Trend 1: Purchase Limits Required by Contracts Contracts are becoming more complex, with purchase limits and requirements that...
Navigating Cyber Insurance in 2025
Posted: March 6, 2025
The quantity and intensity of cyber-attacks are expected to rise in 2025 causing significant changes in the cyber insurance market. The cyber insurance market has always been deemed "soft," making it relatively easy for businesses to obtain coverage at cheaper costs. However, the increased cyber threats and, in particular, the exponential growth of ransomware assaults in the last year have resulted in a hardening of...
5 Essential Compliance Tips for Restaurant Owners
Posted: March 4, 2025
Running a restaurant is a complex task that requires managing staff, pleasing customers, and marketing to keep customers coming in. Amid the daily hustle, compliance with regulatory requirements can slip down the priority list. Overlooking these requirements can lead to serious financial and legal consequences that can jeopardize your business. The following five essential compliance tips can help restaurant owners navigate this complex landscape: Understand...
How to Develop a Better Understanding of Business Liability Insurance
Posted: February 25, 2025
A Commercial Insurance Update Your business keeps you running from dawn to dusk. You have many decisions to make every day in order to keep your business profitable. Our job is to be your business insurance resource and to provide you with the best combination of coverage, price, and service. A commercial liability policy can protect your company from actions by yourself and employees if...