Does Your Business Need Interruption Insurance?
Posted: August 16, 2022
There is no doubt that commercial insurance has many complex terms and coverage that cause some to ask, “Why would I ever need that kind of insurance?” One term that is not immediately obvious as to its meaning is “Business Interruption coverage”. and the benefits of having it as part of your commercial insurance package. Business Interruption Defined Business interruption insurance is intended to compensate...
Commercial Auto Insurance
Posted: August 16, 2022
Commercial auto insurance can cover various vehicle types (trucks, cars), drivers, and motorized equipment. It covers bodily injury liability and property damage when driving a work car, as well as medical payments or Personal Injury Protection (PIP) for the policyholder's driver and passengers. Auto Liability (hired/non-owned) Do your staff drive their own automobiles, or do you rent them? This coverage protects your business against...
Workers' Compensation Cost Reduction Tip
Posted: July 28, 2022
It is true that no company will be completely free of Workers’ Compensation claims. Accidents do happen, and that is why you have Workers’ Compensation Insurance. The goal should be to develop a pattern of reduced claim numbers and claims costs from year to year. One effective way to manage these costs is to change the way you hire. We have noticed that when companies...
We Think Of Insurance as a Promise
Posted: July 21, 2022
Business and personal insurance update Many people look at insurance as a commodity, like buying car or a piece of furniture. Consequently, they become caught up in searching for the lowest price for the “product of insurance.” Insurance is less of a commodity and more of a promise or service. Promise vs. product Insurance is a promise from the insurer to cover your claim or...
When To Call Your Agent?
Posted: July 16, 2022
If you are shopping for personal insurance, including homeowner’s insurance, auto insurance, RV, boat, or motorcycle insurance, the process can be much easier than you think. Working with an independent agent will save you both time, and money on your personal insurance. But once you have insurance, don’t stop calling us. There are a number of reasons to stay connected with us. The more we...