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Category: Blog

What Are Your insurance Plans For 2023?

What Are Your insurance Plans For 2023?

It may be imperative to evaluate your personal insurance program now that 2023 is approaching. Before buying insurance, most consumers don't take the time to consider their exposures, options, or present financial situation. It's critical to take stock of your own finances in order to plan for the future. Here are some ideas to get you thinking about your personal insurance. Of course, we always...

The Holidays Bring Added Risk?

The Holidays Bring Added Risk?

  Personal Insurance Update Did you get an ugly tie or sweater last year for Christmas? If this Christmas is a repeat of last year, the good news is that you can exchange the gift for something you can use. However, many other ugly things can happen during the holidays that you may not be able to take back. While the holiday season is a...

Multi-Policy Discounts Can Save On Auto and Home Insurance

Multi-Policy Discounts Can Save On Auto and Home Insurance

  What are multi-policy discounts? Everyone who owns an automobile and home has the opportunity to save money. Insurance companies will offer you discounts if you place your home and auto insurance with them, because insurance companies want your business.  These discounts may also apply to your motorcycle, boat, RV and even your personal umbrella policy. Multi-policy advantages There are advantages to have all your...

Does Your Business Need Interruption Insurance?

Does Your Business Need Interruption Insurance?

There is no doubt that commercial insurance has many complex terms and coverage that  cause some to ask, “Why would I ever need that kind of insurance?”  One term that is not immediately obvious as to its meaning is “Business Interruption coverage”.   and the benefits of having it as part of your commercial insurance package. Business Interruption Defined Business interruption insurance is intended to compensate...

Commercial Auto Insurance

Commercial Auto Insurance

  Commercial auto insurance can cover various vehicle types (trucks, cars), drivers, and motorized equipment. It covers bodily injury liability and property damage when driving a work car, as well as medical payments or Personal Injury Protection (PIP) for the policyholder's driver and passengers. Auto Liability (hired/non-owned) Do your staff drive their own automobiles, or do you rent them? This coverage protects your business against...