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Category: Blog

Will LTC Insurance Actually Lower Your Tax Bill?

Will LTC Insurance Actually Lower Your Tax Bill?

How do you get people to sit up and take notice? Talk taxes. Tell them you have a way to help them reduce their state and federal tax bills. A Long-Term Care Insurance (LTCi) policy has the potential to help people lower the amount they pay in taxes. And at the same time, LTCi provides valuable insurance coverage that can help them remain in their...

Why Products Liability Insurance Is Important To Manufactures

Why Products Liability Insurance Is Important To Manufactures

In today's consumer-driven world, manufacturers are responsible for producing products that are safe for their intended use. Unfortunately, not all products meet this standard, and some can cause harm to consumers. This is where products liability law comes in. Products liability is a legal theory that holds manufacturers, distributors, and sellers of products responsible for any harm that their product causes to a consumer. This...

Security Breaches Top Concern For Many Business Owners

Security Breaches Top Concern For Many Business Owners

Over the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have if they don't already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great cyber liability exposure they face. Recent state laws require companies that have experienced a cyber liability breach to...

Insurance For High-Net-Worth Individuals

Insurance For High-Net-Worth Individuals

Insurance For High-Net-Worth Individuals High net-worth individuals (HNWIs) have unique insurance needs due to the substantial assets and investments they hold. Insurance coverage for HNWIs goes beyond standard policies and includes specialty coverage tailored to their specific risks and lifestyle. In this blog, we'll explore some of the insurance types that HNWIs should consider protecting their assets. High-Value Home Insurance: For high-net-worth individuals, their home...

Directors & Officers Ridk

Directors & Officers Ridk

Directors' and officers' liability insurance helps protect the assets of the firm, owners, executives, and managers if individuals, competitors, third parties, or government regulators make claims. A lawsuit against directors and officers most commonly occurs when shareholders (private or public), clients, competitors, or others feel they suffered a loss in the value of their shares because of actions that the board or senior management took...