The Importance of Replacement Cost Coverage
Posted: December 2, 2014
What Is Replacement Cost Coverage? Replacement cost coverage essentially means that the insurance company will replace the damaged or destroyed property with new property up to the policy limit, as long as it is with “like kind and quality”. This may seem simple, but it's not quite that simple in every case. If the value is not accurate, your loss may not be fully covered....
When Is A Good Time To Increase Deductibles On My Auto Insurance?
Posted: September 9, 2014
We are all looking for ways to save money. Partners Risk Services works hard to offer the best combination of pricing and coverage to all our clients. We recommend that you review your Georgia auto insurance program annually to make sure your insurance is meeting your changing needs. Considering changes in deductibles should be part of this process. Increasing deductibles can reduce your premiums and...
How to Set Up a Safety Program
Posted: July 9, 2014
Developing a company wide safety program can be one of the best things you will do for your business. There are many benefits to your business including an engaged workforce, lower workers compensation costs, and reduced workplace injuries. Here is a simple overview of how to get a safety program started. STEP ONE- Make sure all managers and owners are one hundred percent behind establishing...
July 4th Safety Tips
Posted: July 1, 2014
Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts: In 2013 over 9,000 people went to the emergency room as a result of fireworks related injuries....
Why Corporate Officers should be included on Workers’ Compensation Policies
Posted: June 19, 2014
Workers’ Compensation Insurance Almost every business needs, and is required to have, workers’ compensation insurance. Most states (with a few important exceptions) essentially require employers to purchase a workers’ compensation insurance policy to handle their statutory obligations to workers who are injured or made ill due to a workplace exposure. While owners and corporate offers can exclude themselves from coverage, there are benefits and reasons...