Summer Can Be Risky Business for your Family
Posted: June 28, 2016
Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program. There is a large spike in auto accidents during June through August. We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal umbrella, cyber liability, and flood insurance. Summer Risks Are Very...
Does My Privately Held Business Need Directors and Officers Liability Insurance?
Posted: June 13, 2016
Directors and Officers (D&O) Insurance is an effective solution for the risks facing private organizations. Our products and services are designed to fit the needs of your business. Our insurance policy protects directors, officers, employees, volunteers, committee members, trustees, and the organization itself. Why Do We Need Directors and Officers Liability Insurance? Over 50% of privately held firms have had D&O related claims 20% have...
How Will the New Minimum Wage Impact Workers’ Compensation
Posted: May 9, 2016
Many states and cities are enacting new minimum wage laws, and all will feel the impact. Not only will the cost of goods go up, but also every business will see an increase in workers’ compensation costs. Those business with a high minimum wage work force will see an even higher premium increase. In California for example, the wage increase affects 43% of the state’s...
Does Your Homeowner’s Insurance Offer Hidden Coverage?
Posted: April 15, 2016
Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. Most homeowners are familiar with the basic coverage found their homeowner’s insurance policy; including coverage for the home itself, personal property and liability associated with owning a home. Are There...
Simple Ways To Protect Your Home From Burglars
Posted: March 28, 2016
The FBI reports that in 2014 there were over nine million home property crimes in the United States. There are many things that you can do to protect your home from potential burglaries. Most homeowner’s insurance policies do cover loss from burglaries, but we know you would prefer not to have to deal with this situation. Prevention Tips Get a security system. Be careful with...