Homeowner’s Insurance….How Does Yours Compare?
Posted: April 25, 2017
Homeowner’s Insurance Premiums Are Increasing Nationally, homeowner’s insurance premiums are increasing. There are a number of reasons for the increases including; fewer new homes (limiting growth), recent losses from natural disasters (especially hurricanes and earthquakes), and the cost to repair or replace (more expensive materials have impacted premiums). These were identified as things that impact homeowner’s premiums the most: Construction - The type of...
How to Properly Insure Summer Interns
Posted: April 9, 2017
Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. If the interns are receiving wages, they will be considered employees of the company, and eligible for workers’ compensation insurance coverage under your current policy. If the...
You Can Control Your Homeowner’s Insurance Costs
Posted: February 22, 2017
A Homeowner’s Insurance Update Many people think there is nothing they can do to control their cost of homeowner’s insurance. Let us change your thinking. Everyone here at our agency works hard to find ways to keep our clients’ personal lines insurance as low as possible. We understand how important having the right kind of homeowner’s insurance is. We also understand that you want your...
We Think Of Insurance as a Promise
Posted: February 9, 2017
Business and personal insurance update Many people look at insurance as a commodity, like buying car or a piece of furniture. Consequently, they become caught up in searching for the lowest price for the “product of insurance.” Insurance is less of a commodity, and more of a promise or service. Promise vs. product Insurance is a promise from the insurer to cover your claim or...
Top Insurance Tips For 2017
Posted: January 18, 2017
Insurance Update As we begin a new year, one thing on most people’s “to do list,” is buying home insurance and auto insurance. When it comes to personal insurance, you want to be adequately covered if you do have a claim, but you do not want to pay more than you should. We recommend that you call us before your personal insurance policies renew, so...