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Category: Blog

Umbrella Insurance From Partners Risk Services

Many businesses and people are unsure what an umbrella policy is or what it covers. Partners Risk Services is here to help. We will explain the basics of Umbrella Insurance and the benefits to you and your business. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it is pouring down rain...

Professional Liability

  Today, almost any business can find itself facing a liability lawsuit. A Professional Liability lawsuit can put owner’s personal assets at risk including homes, cars, and other possessions. One simple mistake could cause financial devastation, as well as end your professional career. Many businesses don’t think they have an exposure to professional loss. Here are some examples of industries that need Professional Liability Insurance....

Homeowner’s Insurance….How Does Yours Compare?

  Homeowner’s Insurance Premiums Are Increasing Nationally, homeowner’s insurance premiums are increasing. There are a number of reasons for the increases including; fewer new homes (limiting growth), recent losses from natural disasters (especially hurricanes and earthquakes), and the cost to repair or replace (more expensive materials have impacted premiums). These were identified as things that impact homeowner’s premiums the most: Construction - The type of...

How to Properly Insure Summer Interns

Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business.  Offering paid or non-paid internships can create risk for your business.  If the interns are receiving wages, they will be considered employees of the company, and eligible for workers’ compensation insurance coverage under your current policy.  If the...

You Can Control Your Homeowner’s Insurance Costs

A Homeowner’s Insurance Update Many people think there is nothing they can do to control their cost of homeowner’s insurance.  Let us change your thinking. Everyone here at our agency works hard to find ways to keep our clients’ personal lines insurance as low as possible.  We understand how important having the right kind of homeowner’s insurance is.  We also understand that you want your...