Holiday Online Shopping
Posted: November 11, 2018
Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list. Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales. This year, consumer experts predict an even bigger day. However, this online activity...
Your Personal Assets Are At Risk
Posted: October 18, 2018
Your Personal Assets Are At Risk We live in a digital world that now allows us to share everything from our car, bike, boat, apartment and even our home with total strangers. Smart phones, and the applications that can be added, offer many useful tools, but some of these things create new and increased liability for you. Before you decide to jump into the sharing...
Are You Covered?
Posted: October 9, 2018
An Insurance Update Many people think that all insurance policies are alike and there is no need to understand the different kinds of coverage afforded by different types of policies. As professional agents, our job is to help our clients understand how the coverage we recommend can affect their risks and actually help them in the event of a loss. We take the time to...
Three Items That May Not Be Covered Under A Standard Contractors Insurance Policy
Posted: August 8, 2018
Contractors Insurance Update If you are a contractor you may have some coverage issues that you need to review. Many contractors’ insurance policies have limitations or exclusions that could cause un-insured losses. Contractors Insurance Concerns Contractual Liability The ISO Commercial General Liability Coverage form excludes damages or loss for which the contractor is obligated to pay by reason of having assumed liability under a...
Some Items That Should Be Insured Under A Homeowner’s Insurance Policy
Posted: May 15, 2018
No one ever wants to have a loss. Managing a homeowner’s claim can create some stress in your life. But we are here to take as much pressure off your shoulders as possible. A standard homeowner’s policy does not cover everything that might happen, but it does cover many kinds of perils. There are a number of items that you might want to make sure...