The Liabilities Of A Fiduciary
Posted: September 12, 2019
The Liabilities Of A Fiduciary If you are an owner, director or officer of a private or public company you have a fiduciary liability exposure. You may be responsible for the selection of retirement or benefit providers or plans and these decisions can create personal liability for you. What is a fiduciary? Under ERISA, fiduciaries can be held personally liable for losses to a benefit...
Commercial Property Insurance
Posted: August 11, 2019
Most every business owns business property, and may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a comprehensive property insurance portfolio to respond to the many risks associated with property ownership. Property policies offer many unique kinds of...
Can You Live Without Disaster Insurance?
Posted: July 22, 2019
Human caused disasters and natural disasters occur in every state. California has earthquakes and wild fires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and tornados. Insurance And Disasters It is safe to say that most business and homeowner’s insurance policies do not cover the risks associated with disasters....
How To Celebrate July Fourth Safely
Posted: June 21, 2019
Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts: In 2018 over 9,800 people went to the emergency room as a result of fireworks related injuries....
Sexual Harassment Is Real
Posted: May 11, 2019
The EEOC just released the latest numbers relating to employment claims, and they remind us of the need for employment practices liability insurance. Retaliation was the most frequently filed charge with the EEOC in 2018, followed by race and disability. Sexual harassment charges with the EEOC increased by 13.6%, based on preliminary 2018 results. Monetary awards recovered for victims of sexual harassment increased by 47.4%....