Do Devices Like Amazon’s Echo and Alexa Create Personal Liability?
Posted: January 29, 2020
A personal Insurance Update More consumers are buying smart devices that tie in their smart phones and other home technology to the internet. The most current devices allow you to have direct access to the internet from anywhere in your home. By saying a key phrase, which Amazon calls a “wake word,” the Echo comes to life and begins listening for commands. By default,...
A New Year… Let’s Get Your Insurance Right
Posted: January 9, 2020
A New Year… Let’s Get Your Insurance Right As we move into a new year, I hope that every insurance agent and insurance buyer thinks about how they view their relationships. Let us get away from the clever insurance advertisement’s attempts to bring our products and services down to the lowest common denominator, price, and commodity. Insurance products and services are used to build our...
What Does Builder's Risk Insurance Cover?
Posted: December 18, 2019
Builder's Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding), materials, and equipment being used (whether it's currently on-site or off-site). The majority of policies are written on an all-perils basis, which means that reimbursements are available...
Are You Shopping Online This Holiday?
Posted: December 10, 2019
Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list. Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales. This year, consumer experts predict an even bigger day. However, this online activity...
Criminals Are Holiday Shopping Too!
Posted: November 13, 2019
Personal Insurance and Safety Update Halloween is over and that means we are in the middle of the holiday season. During the next 45 days, we will all be busy shopping, eating out, and traveling. Thieves know that the police are overloaded during the holiday season, and they take full advantage it. Burglars know that there are many expensive items in homes and cars...