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Category: Auto Insurance

Umbrella Insurance From Partners Risk Services

Many businesses and people are unsure what an umbrella policy is or what it covers. Partners Risk Services is here to help. We will explain the basics of Umbrella Insurance and the benefits to you and your business. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it is pouring down rain...

Top Insurance Tips For 2017

Insurance Update As we begin a new year, one thing on most people’s “to do list,” is buying home insurance and auto insurance.  When it comes to personal insurance, you want to be adequately covered if you do have a claim, but you do not want to pay more than you should.  We recommend that you call us before your personal insurance policies renew, so...

Watch Out For The Kids…. Back To School Safety Tips

Personal Insurance and Safety Update Summer vacation is over and a new school year has started. We will soon start to see the signs of back to school time, including more school busses on the road, and back to school displays in the stores.  Now is the time to start thinking about keeping your child safe.  This is particularly true for kids going to school...

Latest Trends In Commercial Auto Insurance

Recent studies have identified a correlation between auto accidents and increased auto premiums. While this is something that we all might have assumed, we now have definitive analysis. If you have an accident, you have a +75% chance of having an increase in your auto rates. If you have a second accident, your chance of an increased rate goes up to +93%.  Some carriers may...

The Latest Trends In Auto Liability

  Why You Need Auto Insurance Ok, we all know driving can be dangerous, but here are the latest statistics from the auto insurance carriers. Motorcycle accidents have increased over the past five years. Auto fatalities are up 3.3%. Distracted drivers cause 1 in 4 accidents. Every day 1,000 people are injured by distracted drivers. 900 people a year die, and nearly 2,000 are injured,...