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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What is a Loss Control Program, And Do I Need One?

What is a Loss Control Program, And Do I Need One?

A loss control program is a coordinated set of actions or practices that help locate and address potential risks for a business. The program could evaluate losses from employee theft, financial difficulties from claims or lawsuits, and other risks. A tailored loss control program reduces risk and mitigates the extent of economic losses when unexpected incidents occur.  How Do I Know If I Need a...

Steps to Reduce Business Risk

Steps to Reduce Business Risk

Running a business comes with inherent risks, but proactive steps can help reduce vulnerabilities and secure your company’s future. Here are key strategies to minimize business risks: Identify Potential Risks: Conduct a comprehensive risk assessment to identify vulnerabilities in your operations, finances, and market position. Common risks include supply chain disruptions, cybersecurity threats, and economic downturns. Secure Adequate Insurance: Ensure you have appropriate coverage, such...

5 Winter Driving Mistakes That May Increase Your Premium

5 Winter Driving Mistakes That May Increase Your Premium

Yesterday was Car Insurance Day. The first of February has been set aside as the annual day to be thankful for the peace of mind your auto insurance provides—and to focus on the importance of safe driving. As we face the last several weeks of winter, it is the perfect time for an insurance policy review to check that your policy still meets your needs....

Family Emergency Preparedness Checklist

Family Emergency Preparedness Checklist

Emergencies can strike at any time, often without warning. Being prepared can make all the difference for your family's safety and peace of mind, whether it's a natural disaster, power outage, or unexpected event. A well-thought-out emergency plan and a comprehensive preparedness checklist can help you confidently navigate challenging times. Here’s a detailed family emergency preparedness checklist to get you started: Create an Emergency Plan...

Five Ways Commercial Businesses Can Prevent Losses and Lower Insurance Costs

Five Ways Commercial Businesses Can Prevent Losses and Lower Insurance Costs

Running a commercial business comes with risks, but taking proactive measures can safeguard your operations, minimize losses, and potentially reduce insurance premiums. By focusing on prevention and risk management, businesses can protect their assets while saving money. Here are five strategies every commercial business should consider: Invest in Comprehensive Security Measures Protecting your business against theft, vandalism, and cyber threats is critical. Some key steps...