Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Risk Of A Fire Low… Risk Of A Cyber Attack High
Posted: March 19, 2015
Believe it or not, a small to medium sized business has a greater chance of having a cyber attack than it does of having a fire. While the headlines are filled with the most recent cyber attacks on large companies including Anthem Health, Sony, Staples, Home Depot and JP Morgan Chase, hackers also target businesses with less than 50 employees. According to Symantec, in 2013,...
Latest Trends In Commercial Auto Insurance
Posted: March 6, 2015
Recent studies have identified a correlation between auto accidents and increased auto premiums. While this is something that we all might have assumed, we now have definitive analysis. If you have an accident, you have a +75% chance of having an increase in your auto rates. If you have a second accident, your chance of an increased rate goes up to +93%. Some carriers may...
Artisan Contractors Insurance
Posted: February 10, 2015
Artisan Contractors Need The Right Kind of Insurance Construction projects depend on the special talent and skills of artisan contractors. Artisan contractors are part of our thriving economy. For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Business owners Policy (BOP) especially tailored to their needs. Contractor’s General Liability insurance is for residential and...
Restaurant Insurance… A Recipe For Success
Posted: January 21, 2015
Restaurant Facts According to the National Restaurant Association, in 2014, restaurants employed over 14 million people and achieved over $600 billion dollars in sales. Restaurants accounted for about 45% of the total dollars spent on food, and 45% of adults said restaurants are part of their daily life. This is good news for the restaurant industry because it means that there are a lot of...
How To Manage Fraud At Your Business
Posted: January 9, 2015
The Association of Certified Fraud Examiners (ACFE) published a recent report in which they found that the average fraud loss to medium and small businesses was over $55,000. If your business generates pretax profits of less than $1,000, 000, can you afford to write off business fraud? Partners Risk Services understands this and will create and deliver a business insurance program to meet your needs....