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Archives: February 2025

How to Develop a Better Understanding of Business Liability Insurance

How to Develop a Better Understanding of Business Liability Insurance

A Commercial Insurance Update Your business keeps you running from dawn to dusk. You have many decisions to make every day in order to keep your business profitable. Our job is to be your business insurance resource and to provide you with the best combination of coverage, price, and service.  A commercial liability policy can protect your company from actions by yourself and employees if...

Should I Switch from Term to Whole Life Insurance?

Should I Switch from Term to Whole Life Insurance?

Like most answers regarding insurance, the solid answer when deciding whether to switch between term and whole life insurance is, “It depends.” There are many reasons to switch from term to whole life insurance, but the decision must reflect your situation. To Build Savings for the Future Unlike a term life insurance policy, which offers no value after the specified period ends, a whole life...

Your Guide to Purchasing Small Business Insurance

Your Guide to Purchasing Small Business Insurance

Small business insurance can help independent business owners better cope with the challenges and risks inherent in their work. Several types of small business insurance policies are available—what’s right for you? Types of Small Business Insurance Policies All small businesses need to be insured. The types of policies available include the following: General Liability Insurance: These policies protect against personal injury lawsuits, property damage caused...

Your Winter Electrical Safety Checklist

Your Winter Electrical Safety Checklist

National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical electrical safety tips arranged in a handy checklist.  Outside Power Lines and Electric Components Ensure...

Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured

Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured

If you are uncertain if you have enough life insurance, it is time to review your existing policy or, for some people, put a new policy in place. Life insurance is dynamic and needs to change with time. As you hit significant milestones, your insurance must match the changes. Here are some signs that you are underinsured.  You Never Calculated How Much You Need While...