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Archives: 2024

Having A Home Security System Helps Lower Homeowners Premiums

Having A Home Security System Helps Lower Homeowners Premiums

  Homeowner’s Premiums Prior to finding you the best quote for home insurance, we always ask about smoke detectors and security systems in your home. Many insurance companies offer discounts for those homeowners who have security systems. Our mission is to be Partners with our clients. We want to be their trusted Risk Management and Insurance Consultant; not just a better vendor. Here are few of...

Are Rideshare Drivers Covered By Their Auto Insurance?

Are Rideshare Drivers Covered By Their Auto Insurance?

  If you drive your personally owned auto for Uber, Lyft, or even a pizza delivery company, your personal auto insurance will not provide the coverage you need, should you be involved in an accident.  Uber and Lyft are "rideshare" services that compete with taxis and more traditional car transport services. These companies do not own or operate their cars and do not hire their...

Top 3 Trending Insurance Issues Facing People

Top 3 Trending Insurance Issues Facing People

As we move through 2024, insurance trends are shifting in response to evolving risks, market conditions, and consumer needs. Whether you're managing personal finances or securing your family’s future, these top three trending issues can have a big impact on how people interact with insurance this year. Rising Costs of Health Insurance Health insurance premiums continue to rise, with inflation and increasing healthcare costs being...

What can I do to make life insurance more affordable?

What can I do to make life insurance more affordable?

Life insurance is a key part of any sound financial plan, offering peace of mind that your loved ones will be financially secure in the event of your death. However, many people hesitate to purchase life insurance due to concerns about cost. The good news is that there are several ways to make life insurance more affordable without sacrificing the necessary coverage. Following a few...

What to Do After Being Hacked

What to Do After Being Hacked

October is National Cyber Security Month, a time to focus on the rising threat of cyberattacks and hacking incidents. With the increasing prevalence of digital threats, businesses and individuals risk falling victim to hackers. If you discover you’ve been hacked, acting quickly to mitigate damage and secure your information is essential. This guide outlines the immediate steps to recover from a hack and prevent future...