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Archives: 2023

How Will My Credit History Impact My Life Insurance Rate?

How Will My Credit History Impact My Life Insurance Rate?

Your credit score carries a lot of weight in many life activities, including renting or purchasing a home, being approved for a credit card or personal loan, and will affect the interest rate you are offered when buying or leasing a car or other item. While your credit rating does not have a direct impact on your life insurance rate, the data on your credit...

Here’s What First Time Homebuyers Should Know

Here’s What First Time Homebuyers Should Know

If you are a first-time homebuyer, you are about to face a set of unfamiliar challenges. Homeowners insurance is a critical step in the process of buying a home. This insurance protects one of the biggest purchases in a lifetime. With homeowners insurance, you can protect not only the equity, but also the potential growing value of your property over time. It is worth taking...

Security Breaches Top Concern For Many Business Owners

Security Breaches Top Concern For Many Business Owners

Over the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have if they don't already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great cyber liability exposure they face. Recent state laws require companies that have experienced a cyber liability breach to...

Am I Eligible for Life Insurance if I Have a Chronic Illness?

Am I Eligible for Life Insurance if I Have a Chronic Illness?

If you live with a chronic illness and are considering the prospect of purchasing life insurance, you may be wondering if your condition will get in the way of your eligibility. However, many people with chronic health conditions are still able to qualify for average life insurance rates. Of course, every person’s situation is different, and your rates will also reflect the specific type of...

Insurance For Newly Marries Couples

Insurance For Newly Marries Couples

Getting married is an exciting time for many couples as they embark on a new journey together. However, amidst all the excitement and planning, it's important not to forget about the practical aspects of starting a life together. One crucial aspect that newlyweds should consider is their insurance needs. In this blog post, we'll discuss some of the key insurance policies that newlyweds should consider....