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Archives: 2022

If You Blog, You May Need Professional Liability Insurance

If You Blog, You May Need Professional Liability Insurance

Every business is advised to have a blog, but does this come with risks? Surprisingly, yes. A blog may mention a specific company, competitor, or include claims regarding results, and under the right conditions, could lead to a lawsuit. Companies that make promises about what they can achieve can be at high risk. What if the advice is taken, with no result, or a bad...

What Steps Should I Take When in an Auto Accident?

What Steps Should I Take When in an Auto Accident?

A vehicle accident is a shock, even if it is just a minor fender-bender. The impact of the crash causes serious damage to the vehicle, or causes injuries to the driver and passengers. After an accident, taking certain steps can help you file a claim with your personal insurance policy to cover lost income from work, medical expenses, and other losses. Step One: Injuries? Call...

How Will Inflation Impact My Coverage?

How Will Inflation Impact My Coverage?

Inflation – no one loves it. When it hits a business, it affects the cost of goods, particularly for any business that manufactures products, and can have an impact on the cost of business insurance. The types of policies that may increase in price due to inflation include: Commercial property insurance: The construction industry is suffering growing pains, exacerbated by the radical increase in the...

Do I Have to Choose a Beneficiary? What You Need to Know

Do I Have to Choose a Beneficiary? What You Need to Know

When you purchase a life insurance policy, you must name a beneficiary, or several. The listed beneficiary is the person who will receive the death benefits should you pass away before you time. A sudden death due to an accident or illness leaves the family bereft, but the life insurance benefit allows them to move forward without suffering serious financial problems. The benefits are not...

What You Should Know Before Becoming an Airbnb Host

What You Should Know Before Becoming an Airbnb Host

Becoming an Airbnb host is an exciting prospect, with a great financial upside. However, it is important to be aware that hosting others on your property comes with added risks. The visitors to your property are unknown to you, and you can’t be completely confident that they will treat your property with respect. You have invested in your property, adding all the features that attract...