How A Traffic Ticket Can Affect Your Life Insurance
Posted: August 22, 2022
No one is perfect, and most people get a traffic ticket at least one in their lifetimes. But the truth is, your driving record can significantly affect your life insurance. If you have a current life insurance policy and you get a speeding ticket, it will not affect your rates. On the other hand, if you are applying for a new policy or additional coverage,...
How Small Businesses Can Avoid Insurance Mistakes
Posted: August 19, 2022
It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....
Does Your Business Need Interruption Insurance?
Posted: August 16, 2022
There is no doubt that commercial insurance has many complex terms and coverage that cause some to ask, “Why would I ever need that kind of insurance?” One term that is not immediately obvious as to its meaning is “Business Interruption coverage”. and the benefits of having it as part of your commercial insurance package. Business Interruption Defined Business interruption insurance is intended to compensate...
Commercial Auto Insurance
Posted: August 16, 2022
Commercial auto insurance can cover various vehicle types (trucks, cars), drivers, and motorized equipment. It covers bodily injury liability and property damage when driving a work car, as well as medical payments or Personal Injury Protection (PIP) for the policyholder's driver and passengers. Auto Liability (hired/non-owned) Do your staff drive their own automobiles, or do you rent them? This coverage protects your business against...
Does Your Auto Insurance Cover Air Conditioning?
Posted: August 16, 2022
Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance...