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Archives: 2021

Gauging Liability Insurance Needs for Your Business

Gauging Liability Insurance Needs for Your Business

Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract.  Which Type of Business Liability Insurance Do You...

Beginner’s Guide to Personal Umbrella Insurance

Beginner’s Guide to Personal Umbrella Insurance

Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...

Homeowner’s Insurance Will Not Cover Theses

Homeowner’s Insurance Will Not Cover Theses

Homeowner’s insurance Your home will be one of the most significant investments you will ever make, both economically and emotionally. Your family will spend countless hours there, among some of your most prized possessions. In the event of any misfortune, let us give you the peace of mind knowing that you are well protected. Here are a few things not covered under a standard home...

You Can Control The Cost of Life insurance

You Can Control The Cost of Life insurance

  Life Insurance Worried about your life insurance premiums?  The good news is that life insurance rates are trending down.  And, life insurance provides protection for your family and loved ones.  In addition to lower trending premiums, we have listed five ways to lower your life insurance premiums even more.  Keep these points in mind, and as always, use caution and act prudently. Consult an...

How Affordable is Life Insurance?

How Affordable is Life Insurance?

A life insurance policy may be more affordable than you think. The cost of life insurance is calculated on your age and state of health. If you are married, have children, or have a mortgage, your family must be protected. If you die unexpectedly, the death benefit will allow your loved ones to have the finances to survive a very challenging time. What Does Life...