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Archives: 2020

Is Damage to My Business Covered for Loss Resulting From a Riot?

Is Damage to My Business Covered for Loss Resulting From a Riot?

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced to close your business by civil authority but had no...

Personal Insurance Products You Need in the Summer

Personal Insurance Products You Need in the Summer

Summer means there is more daylight hours for activity for you and your family.  With the kids home from school and vacations planned, it is important to understand the various risks involved.  With increased car travel in the summer, injuries from auto accidents almost triple, according to the National Safety Council. Let us look at some of the top causes of accidents during the spring...

I'm Young & Healthy: Do I Really Need Life Insurance?

I'm Young & Healthy: Do I Really Need Life Insurance?

If you’re young and healthy, you may think it’s too early to buy life insurance. The truth is, buying life insurance young can save you money – lots of it. Purchasing a life insurance policy in your 20s or 30s is a smart move, even if you don’t believe you need it yet. Younger Equals Cheaper When It Comes To Life Insurance Buying life insurance...

Will Special Event Insurance Cover My Event?

Will Special Event Insurance Cover My Event?

Hosting an event such as a wedding can be a costly undertaking. Special event insurance is designed to protect your investment. It can help cover your costs in case you need to cancel unexpectedly (if the bride or groom gets cold feet, for example). It can also help protect you from liability for injury or property damage caused during your event. When Do You Need...

Applying For Collector Car Insurance? Make Sure You Take These Steps Beforehand

Applying For Collector Car Insurance? Make Sure You Take These Steps Beforehand

Unlike most vehicles, collector cars appreciate in value. This means specialized insurance requirements for these vehicles. If you are becoming a classic car owner, you need to know the following before purchasing a collector car insurance policy. Eligibility For Collector Car Insurance Classic or Antique Vehicle To qualify for collector car insurance, your vehicle must meet one of the following two conditions: Antique vehicle: For...