Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...
Your Personal Assets Are At Risk
Posted: September 13, 2018
Uber, Airbnb and VRBO may increase your personal liability risk We live in a digital world that now allows us to share everything from our car, bike, boat, apartment and even our home with total strangers. Smartphones, and the applications that can be added, offer many useful tools, but some of these things create new and increased liability for you. Before you decide to jump...
Time To Think About Insurance For College Students
Posted: September 4, 2018
A Personal Insurance Update In the next few weeks, many students will be leaving their summer jobs and heading off to college. For many kids, this will be their first time away from home. Did you know that theft and burglaries make up over fifty percent of campus crime? The right kind of personal insurance, a bit of prevention, and good safety precautions can provide...
Camping Safety Tips
Posted: August 24, 2018
Summer Camping Tips When you think of summer, do you think about boating, vacations, camping, and barbeques? One of the best ways to enjoy your summer is to get out and enjoy nature with your family. But even in nature, bad things can happen. You can create a fire that spreads to another campsite, your personal property can be stolen, or you might injure another...
Something Your Business Insurance Might Be Missing
Posted: August 22, 2018
If your business suffered a property loss, are you confident that your building would be restored to its pre-loss condition—including any changes in building codes? It is a sobering fact that over 30% of businesses that suffer a total loss never resume operations. If these businesses had purchased the right insurance, they might have been able to continue operation. One of the often-misunderstood kinds of...